Loans
Features and services that help you save time and money
LASCO LOANS
- Lasco Financial Services Ltd and ePAY have combined resources to provide for you an easy way for you to quickly access loan funds, and load your ePAY card with the proceeds from the loan. to order meals for delivery at work or at home.
- Once you have an ePAY card, you can be pre approved for a loan from Lasco Financial Services, and can activate this loan at any time that you wish, which is usually at the time of need the funds for an emergency or running short towards the end of the month.
- You can use this loan to top up your child's card, buy phone credit, pay bills, shop online, buy groceries, pay school fees, along with any of the other products and services offered by ePAY.
- The amount that you spend will be deducted from your next payroll. In essence, ePAY provides the fastest and most effective payday loan scheme just to facilitate you at your time of need.
- If the loan is a large amount, for example, the purchase of a TV or the payment of a school fee, you can easily activate an instalment plan that will run over several months in order to fit your budget.
PAYROLL LOAN
- Pay day loan is an exciting product offered by ePay to buffer all your emergency expenses that may arise during the month. We all run short on cash at some point in the month and seek to either get a salary advance from our company or a quick loan from a friend, relative or institution. Pay Day loan is now here to solve that headache. It is easy and convenient to apply.
- Simply advise your Human Resources Department of your interest and the process has begun
- Approval is done within 24 hours and is a one-time process
- You'll be advised via text message during the process
- Accept terms and conditions
- Loan ceiling loaded to card
- Start spending
- Amount spent is deducted from your pay at the end of the month and added back to your ceiling
- It is this easy!
- Hassle-free application process
- No need to worry about going over budget. Spend within your limit
- Always there as a buffer to meet emergency needs. No interest if unused
- Low interest rate (3.5%) per month and is calculated per day on only what is used.
INSTALLMENT CREDIT
- Online shopping has never been easier. We want you to save, hence ePay Instalment Credit is offering you the flexibility to make affordable monthly installments if your pre-approved loan ceiling is unable to meet your online purchasing needs. Have your online purchases delivered right here in Jamaica, no hidden costs….compare prices and see the savings immediately.
- After going through our hassle-free application process and given a ceiling
- Simply determine the amount of funds needed to make purchase
- Contact your loans officer who will work out a payment plan with you
- Agree with terms and conditions
- Extra funds loaded on card
- Make you online purchase
- Start your monthly payments via our salary deduction management system
- Low interest rate (3.5%) per month and is calculated per day on only what is used.
- Delivery process to Jamaica managed by MailPac
- No hidden costs. Final cost shown at check out
- See immediate savings
- Fast, efficient service
EMERGENCY LOAN
- Emergencies can strike at any time which throws us in panic mode. With little or no savings on hand, responding to these needs can determine life or death. ePay has you in mind. Our emergency loan provides the peace of mind needed in these trying times. No need to use the pre-approved funds on your card unless necessary. .
- Simply advise your Human Resources Department of your interest and the process has begun.
- Approval is done within 24 hours and is a one-time process.
- You'll be advised via text message during the process.
- Accept terms and conditions.
- Loan ceiling loaded to card.
- Start spending.
- Amount spent is deducted from your pay at the end of the month.
- Hassle-free application process.
- No need to worry about going over budget. Spend within your limit.
- Always there as a buffer to meet emergency needs. No interest if unused.
- Low interest rate (3.5%) per month and is calculated per day on only what is used.
